What Natural Disasters Are Covered By Homeowners Insurance?

Every day we hear news reports of devastating fires, flash floods, lightning strikes, windstorms, hail, and tornadoes.  A record number of severe storms and fires are impacting Americans from coast-to-coast in large part due to global warming and climate change.   In Florida, what natural disasters can you expect to be covered by your homeowner’s […]

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Changing Landscape of Fire & Smoke Damage Claims

The record-setting Colorado fires that broke out Dec. 30, 2021 destroyed more than 1,000 structures and swept through several towns.  The scenes from Colorado have been accurately described as a “war zone” with wildfires burning 6,000 acres across Boulder County.  The fires brought 40-foot-high flames that engulfed enormous stretches of grass in just seconds, forcing […]

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A Rising Tide Sinks All Homes: Climate Change’s Impact on Florida Policyholders

World leaders have outlined climate commitments at the COP26 summit in Glasgow, Scotland.  Delegates are asked to commit to more ambitious cuts in their countries’ emissions, all in an effort to curb the climate crisis.  From sea levels rising to dangerous hurricanes, the effects of the climate crisis can be felt throughout the Sunshine State.  […]

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